Low Deposit Home Loans for First Home Buyers!

Get into your own home NOW.

U1st Realty specialises in helping First Home Buyers with minimal savings get into their own home faster.

Contact us now to see why many First Home Buyers have chosen u1st Realty &  IR Homes to assist them buy their First Home.

There is some lending criteria that you must meet to qualify:

  1. Are you employed with a combined household income of at least $75,000?

  2. Do you have a good credit history?

  3. Do you have a 6-12 month solid rental history with an agent with payments on or before due date?

  4. Are you eligible for the Great Start Grant (first home buyers grant)?

  5. Have you been with the same employer for the last 12 months?
  6. Are you a Citizen or Permanent resident of Australia?

If you don’t currently meet all of the criteria, please still register your interest as we might be able to offer some suggestions on how you can qualify.

Register Online Now

Prefer to speak with someone? Give us a call: (07) 3102 4477

First Home Buyers


4 Bedroom Houses  - Greater Brisbane / Ipswich City areas, QLD

This is a great opportunity to secure a brand new turn-key house and land package in the Greater Brisbane / Ipswich City Areas.  

Home & Land Packages are priced from $319,500*

Choose from our well designed floor plans, offering these inclusions:

– Air conditioning in the living area
– 4 bedrooms with ceiling fans
– Main bedroom with en-suite/ walk in robe
– Modern kitchen with stone bench top
– Dishwasher and s/steel appliances
– Undercover outdoor entertaining area
– Brick facade and color-bond roof
– Fenced and landscaped
– Clothes line and letter box
– Double garage with remotes


Contact us today to arrange a suitable House & Land Package that meets your criteria! 


* Final Prices are dependant upon Location, Land, Home, and Customisation chosen.

DISCLAIMER: Photos,floor plans, and  artist impressions are for illustration purpose only and the actual building may vary in layout, style and colours. Floor plan copyright remains with the Builder.



RedCap Finance Brokers are now able to be accessed online right now - just click the Apply Online Here Button below.

New finance products are entering the market every week so now, more than ever, we have a solution for most situations.

We have access to - Major banks, Non-Banks, Credit unions, Private Funders, car and equipment finance, business & commercial finance.

Please fill out the online form and submit it, and we will contact you within 24 hours.