At U1st Realty:  We love to assist first home buyers every single step of the way.

We aim to be the 1st choice destination for 1st home buyers

At U1st Realty, we’ve successfully helped many 1st home buyers achieve their dreams of home ownership. We do so by keeping it simple and leaving out all that complicated jargon, because, complicated is just not us.
We aim to build a reputation as one of Australia's most reliable, affordable and innovative first home builders, but that’s because we make the ownership journey easier. 

Where would you like to build?


If you aren’t sure on what you want as a First Home Buyer like:- the property type or the location you want, that’s okay.

At U1st Realty, we really want to help all first home buyers and if you aren’t sure what you want, we can help with the decision making process.

We start by providing you with a no charge assessment of your borrowing capacity so you know your actual  maximum Purchasing budget.

Once you know your budget, we can assist you determine what property type you want and where you want to live

You can book a complimentary, no obligations consultation with U1st Realty to find out more its easy.


Click Here:  U1st-FHB-Bookings@u1strealty.com.au 



Qld Government 1st Home Buyers' Assistance

The $20,000 QLD First Home Buyers Grant, plus there is also the QLD First Home Buyers Stamp Duty Rebate which is for those buying an established home or vacant land.

You could be eligible for one or both of these incentives.

If you are able to claim both, you could get up to $28,750 from the QLD government to go towards your new home.

These Grants are the:

1. QLD First Home Buyers Grant (also known as the Queensland Building Grant or FHOG)  this is a $20,000 grant, specifically for people who are building or buying a new home; and/or;

2. QLD First Home buyers Stamp Duty Rebate, this is up to $8,750 if  buying an existing home  valued at under $550,000  or up to $7,175 if buying a block of vacant land  under $400,000.

As at July 2017, the QLD government have had 4,900 applications, worth $98 million, since the $20,000 Building Grant Scheme started on the 1st July in 2016… so it’s been incredibly popular!



If You Can’t Afford A House? 

If you live in Queensland, you can use the $20,000 first-home buyer grant to put towards building a granny flat instead.

As bizarre as it sounds, Allan Pearson from IR Homes has confirmed that first-home buyers who cannot afford a house can still access the $20,000 Queensland Government grant if they build a granny flat.

He said, “This is a fantastic opportunity for first home buyers who are unable to afford the cost of their own home and LAND, as they can build a quality IR Homes' Granny Flat on a relative’s land.

It gives excellent, flexible, long-term opportunities for families at all stages of life … parents can buy equity, they can downsize into the granny flat as their children’s families grow, it can be rented out, used for other siblings … the opportunities are endless.”


Send your Inquiry now:-


or Mobile:  0418 66 11 25 



Buying Your 1st Home





Are you searching for a brand new Home & Land Package or a Ready-Built New Home that is eligible for the First Home Owners Grant?



Not eligible for the 1st Home owners grant and want to save money by buying an established (existing) property to make your very own home? 



The comparison between buying an existing home and a new one indicates that the critical issue are:
1. How much the loan repayments represent of the buyer's gross income

2. The monthly repayments and whether there is sufficient buffer for the times when you may need access to cash from your income

3. Personal preferences in home location and quality


New home purchase:
• New home
• Little repair or maintenance required

• Possibly a more remote location
• Higher monthly repayments
• Higher proportion of income goes
to repayments
• Additional costs of landscaping, driveway, fencing, paths
• Smaller to no financial buffer for interest rate increases, unemployment, children, discretionary spending
• Less opportunity for savings/investment
• Greater chance of housing stress

Established home purchase
• Possibly better location closer to friends, family, services, transport and shopping
• Lower repayments
• Smaller proportion of income goes to repayments
• Established yards, fencing, paths
and driveway
• Potential surplus income for extra loan payments, emergencies or discretionary spending
• Financial buffer for interest rate increases, unemployment, or children
• Greater opportunity for savings
and investment
• Less chance of housing stress
• Older home
• Need for repairs and maintenance


Awesome FHB Deals

4 Bed 2 Bath 1 Living 2 Garage

House & Land Package

Fixed Price: $373,980


House Area: 179m2 - $222,980

Land Area:   360m2 - $151,000
49.7% Site Coverage


  • Fixed site costs, no surprises

  • Carpeted and tiled throughout

  • 2590mm nominal ceiling height

  • Manufactured stone bench top to kitchen, bathroom & ensuite

  • Quality stainless steel appliances

  • Superior fittings and fixtures

  • Fly screens & security screens to external doors

  • Blinds throughout

  • Covered alfresco

  • Turfed & Landscaped

  • Driveway & pathways

  • Fully fenced

  • Clothesline & letterbox

  • Preselected colours; Interior designers have created stylish interiors


 Inquire Now

Getting Your 1st Home Loan


You have come to the right place here at U1st Realty.

Our preferred brokers offer a unique, complimentary and informative mortgage broking service for first home buyers.

Everyday our qualified experts help first home buyers across Australia.

Is it your turn to get your first home loan?     Click Here

 What should first home buyers look for in a home loan?

First home buyers, historically, have always been up against it. As demand and consequently prices for real estate go up, so too does rent, making it more difficult to save up a decent deposit for your dream home.

Add to that banks’ withdrawal of 100% home loans where you can borrow the entire purchase price for your selected property,  and it’s easy to see why some people find the process of getting into their first home quite challenging.

No deposit home loans should really say - no SAVED deposit home loans. Here at U1st Realty,  we can still offer our clients a 100% borrowed funds Home Loan to suitably qualified applicants.

For more information go to:

 No Deposit Home Loans


Tips for first home buyers

Buying a property – especially the first time around – is a big decision.

Here are some pre-purchase tips:

1. Don’t start looking until you have narrowed down a location

There are thousands of places to buy out there and the possible choices can become overwhelming. Narrow your search to a specific location before you start looking. Choose either one suburb, or one suburb plus a five kilometre radius. Having a focus will save you precious time.

2. Research the market

Falling “in love” with a property on the very first weekend you start looking can give you a bad case of buyer’s remorse down the track. So once you’ve chosen your location, put yourself in a good negotiating position by getting to know the value of the suburb you are considering.

I Have always said, "You will not recognise great value if you haven't done your homework before the big test."

3. Get an Approval-in-Principal (pre-approval) to establish your max budget.

It’s vital to know what your buying budget is – no point looking at places that cost far more than the bank will lend you.

Try our FREE Borrowing power Assessment Service, and our preferred mortgage broker can liaise with you to get a pre-approval in place.

They will also assist you to  work out your upfront costs, such as deposits, lenders mortgage insurance, stamp duty, and moving costs.

4. Check your credit rating

Our Preferred Mortgage brokers can assist you with knowing what’s on your credit file. Knowing your  credit score can help you to explain any transgressions to your prospective lender. 

5. Our Preferred Brokers can "Shop around"  for a great value loan for you at no charge!

Your home loan may be the biggest debt you ever have, so it pays to ensure you are not paying any more than you need to. 

6. Finally, once you have found the home of your dreams,

we at U1st Realty will assist you in making sure that any documentation you sign is conditional on at least a property and pest inspection, as well as finance.